Remember, the first thing you need to do is get pre-approved by an OECU Loan Representative. 

Your shopping strategy should begin with research to narrow your choices. Use OECU’s AutoSmart to research new car prices, used car values and manufacturers rebates and incentives – AND get special Credit Union pricing from local dealers. 

First, select the type of vehicle with the options that best fits your needs.  Once you have selected the type of vehicle(s), then you can determine whether or not you can afford that vehicle.

Contact your local AutoSmart dealer and arrange to test drive your preferred vehicle(s).