Negotiating the Best Deal

Negotiate up from the invoice, not down from the MSRP or sticker price on a new vehicle.
On a used vehicle, negotiate wholesale value, not down from retail value.
Always talk total price, not monthly payment. It will be much more difficult for someone to sell you a more expensive car than the one you originally intended to buy.
Check with OECU for lower priced deals on items such as GAP Insurance, Vehicle Service Agreements, and Credit Life.
Always know the current manufacturers rebates and/or incentives before visiting the dealership.

Contact OECU

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For more information, use our secure online form or call 405.606.6328 or toll-free at 877.677.6328.

What is your car worth? Click here.

Use our convenient auto loan calculator to determine what you payment will be.

* By selecting the calculator, you will be directed to the Home & Family Finance website. To determine what your car is worth, you will be directed to the NADA website.