If you have already been pre-approved by OECU, then it’s time to enjoy your new ride.  If not, there is still time. 

Tips on Financing: 
 

• Watch out for early payoff penalties
  
  
• Always talk total price, not monthly payment. It will be much more difficult for someone to sell you a more expensive car than the one you originally intended to buy
  
  
• You may forfeit benefits, such as cash discount, rebates, or free scheduled maintenance programs by choosing below-market financing rates, which in the long run may actually cost you more money
  

Shop as wisely for your financing as you do for your car. Consider all of your options, then choose the one that saves you money and offers a convenient monthly payment and term you can live with.