A $25 minimum deposit is required to open the share draft accounts of your choice. Direct deposit of your payroll is offered for your convenience.

OECU Checking Accounts

	Totally Free Checking	Advantage Checking	Money Market Investments	55+ Checking
Minimum Balance	No Minimum Balance	$500	$2,500	No Minimum Balance
Courtesy Pay Limit *	$300	$500	$750	$500
Monthly Service Charge	N/A	$5 If Minimum Balance Requirement Not Met	$10 If Minimum Balance Requirement Not Met	N/A
FREE ATM Withdrawals Per Month	Unlimited	Unlimited	Unlimited	Unlimited
FREE eServices**	YES	YES	YES	YES
Dividend Bearing		YES	YES	YES
Free Safety Deposit Box for 1 Year^ ($35 Value)		YES	YES	YES
FREE Money Orders			YES	YES
FREE Travelers Checks			YES	YES
FREE Checks 2 Boxes Per Year				YES

*Meets policy and account conditions. **Pays one or more bills per month. $4.95 per month if no activity.^5x5 boxes as available.