Now available with a fixed rate - as low as 8%. There is a 0.50% APR discount if the member has their first mortgage with OECU.

8% APR available at 75% Loan to Value (LTV), 9% APR up to 90% LTV. 10% up to 100% LTV. Member must have their first mortgage, or be using this product as their first mortgage, to receive 0.50% APR discount.

As low as 0.50% below Prime.  Current rates range from 5.5% - 8.5% APR. 

With this loan, you establish a line of credit as needed for a period of five or six years. Depending on the program you choose, you may be able to borrow from 80% to 100% of the appraised value of your home.

Actual rate to be determined by credit score and the amount of credit extended in relation to the property's value (Loan-to-Value or LTV). If the fixed rate option is exercised, the borrower's initial credit score, initial LTV and the amount of credit line extended, will determine the new rate.

To request information about OECU's mortgage products, complete our secure online form or call 405.606.OECU.