What is a Credit Score?
Your credit score, or FICO score, is a number that reflects your financial responsibility and helps lenders decide if you're a good credit risk or not. Your score is based on - but not part of - your credit report. It's generated at the time of request, then included with the report.

 

What Determines My Credit Score? There are five determining factors...

Interpreting Your Credit Score - Your credit score lists up to four reasons why your score is not currently higher. Read about the nine most common explanations...

How do I improve my credit score?  Learn ten ways to improve your credit score.