Other Loans

OECU strives to make the loan process as quick and simple as possible. You fill out a loan application once, and we'll use this application every time you apply for a loan. All we have to do is update any information that has changed since the last time you applied. Plus, you can be approved for your loan in one hour or less. It's that easy!

Secured Loans - OECU offers competitive loan rates with terms depending upon the amount financed.

Money on Deposit - With this loan, you can use your savings or a share certificate as collateral.

Travel Loans - Great for the frequent or business traveler, these loans are designed to give you the money you need until you are reimbursed for your expenses.

OECU Mastercard - Some cards have high annual fees or an interest rate that starts unbelievably low and goes sky high after a few months. OECU offers low fixed rates and no annual fee.

Signature Loans - Looking to take a vacation, remodel your bedroom, or just need a little extra money? OECU has the solution.

Student Loans - Choose OECU as your student loan provider. While completing your FAFSA application, select OECU's identifying number (83360) for your financial provider.

Line of Credit - Capitalize on your good name and solid credit history with a Line of Credit. This revolving credit line lets you borrow on your signature alone.

Todays Rates

Fixed Rate Secured Loans

Local Category     APR*
Titanium                  4.95%
Platinum                  5.65%
Gold                       7.750%
Silver                     9.500%
Bronze                   13.750%
Copper                  14.750%

Fixed Rate Signature Loans
Titanium                 8.25%
Platinum                 9.25%
Gold                     10.75%
Silver                    13.25%
Bronze                  15.25%
Copper                 17.25%

Special Loans

Money on Deposit
36 month             4.875%
48 month            5.125%
60 month             5.750%

Pay Day Loan 16%

Overdraft 15.5%
Protection (Checking)

* Annual Percentage Rate. Titanium rate includes .25% APR discount for automatic payment from an OECU account.