Signature Loans

There are some expenses that just don’t fit into the budget. At OECU, we are here for you with our signature or debt consolidation loans at rates that are always competitive.

Why do we call it "signature" loan? Because we use your signature as collateral. What that means is that this loan doesn't have to be used for a car, house, or any other item. You can use this loan to purchase anything, or pay off other higher-interest loans!

All personal loans are based on your signature, no collateral needed!

Todays Rates

Fixed Rate Secured Loans

Local Category     APR*
Titanium                  4.95%
Platinum                  5.65%
Gold                       7.750%
Silver                     9.500%
Bronze                   13.750%
Copper                  14.750%

Fixed Rate Signature Loans
Titanium                 8.25%
Platinum                 9.25%
Gold                     10.75%
Silver                    13.25%
Bronze                  15.25%
Copper                 17.25%

Special Loans

Money on Deposit
36 month             4.875%
48 month            5.125%
60 month             5.750%

Pay Day Loan 16%

Overdraft 15.5%
Protection (Checking)