couple-on-vacation2.gif  

MasterCard

Silver Card
 cardsilver.gif
  • As low as 13.44% APR* (fixed)
  • Line of Credit up to $5,000
  • No Annual Fee
Annual Percentage Rate (APR) As low as 13.44%
Balance Transfer As low as 13.44%
Cash Advance As low as 13.44%
Annual Membership Fees: NO ANNUAL FEES
Grace Period for Repayment of Balance of Purchases: 25 Days
Method of computing the Balances for Purchases: Average Daily Balance
(including new purchases)
Late Payment Fee $25.00 (first offense)
$35.00 (subsequent offenses)
Over the Limit Fee $25.00
Return Check Fee $25.00
Transaction Fee for Purchases: None
Cash Advance Fee None

 

Gold Card
cardgold.gif
  • As low as 9.99%* (fixed)
  • Line of Credit over $5,000
  • No Annual Fee
Annual Percentage Rate (APR)
  
As low as 9.99% APR
Balance Transfer As low as 9.99% APR
Cash Advance As low as 9.99% APR
Annual Membership Fees: NO ANNUAL FEES
Grace Period for Repayment of Balance of Purchases: 25 Days
Method of computing the Balances for Purchases: Average Daily Balance
(including new purchases)
Late Payment Fee $25.00 (first offense)
$35.00 (subsequent offenses)
Over the Limit Fee $25.00
Return Check Fee $25.00
Transaction Fee for Purchases: None
Cash Advance Fee None

Platinum Card
 cardplatinum.gif
  • Interest may be tax-deductible**
  • Secured by Home Equity
  • Home Equity Line of Credit
  • Up to $50,000 of borrowing power
  • Minimum payments of 1.5% of balance
  • 10-year loan, with a 5-year draw period
  • Credit Life & Credit Disability Insurance also available
  • Member should retain a copy of the following disclosure
Annual Percentage Rate (APR)
Loan to Balance:

 
As low as prime minus 0.5%
Balance Transfer Same as current APR
Cash Advance Same as current APR
Annual Membership Fees: NO ANNUAL FEES
Grace Period for Repayment of Balance of Purchases: None
Method of computing the Balances for Purchases: Average Daily Balance
(including new purchases)
Late Payment Fee $25.00
Over the Limit Fee $25.00
Return Check Fee $25.00
Transaction Fee for Purchases: None
Cash Advance Fee None

 

*Annual Percentage Rates effective 10-1-05 and subject to change quarterly. Maximum rate possible is 17.00% APR. Rates change quarterly on the first of each quarter month (January, April, July and October) and are based on the Prime Rate as published in the Wall Street Journal.
**Consult you tax advisor.

Mastercard Contact Info

 

OECU Card Services   
405.606.OECU
877.677.OECU

24-Hour Account Inquiries
800.237.6211

24-Hour Lost or Stolen
800.325.3678

 

OECU Visa Check Card

OECU Card Services
405.606.OECU
877.677.OECU

24-Hour Lost or Stolen
800.791.2525