1.  Don’t shop just for fun.  Make a list of the things you need before you go.  If you see something you like ask yourself if you really need it.

2.  If you really need something always look for the sales.You can get much more for your money.

3.  Ask the sales person if it will be on sale soon and wait for the sale.

4.  Shop at outlet malls and discount stores instead of the mall.

5.  Go to the movies at earlier times and get cheaper matinee tickets.

Wouldn't it be awesome to have your own car? Click here for six steps to help you into the driver's seat.

Click here to learn about savings accounts.