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Secured Loans


OECU offers competitive loan rates with terms depending upon the amount financed. With approved credit, we can finance up to 100% of the purchase price of an auto or RV plus tag, title and tax. The Annual Percentage rate and amount you may borrow is based on your credit history.

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For more information, use our secure online form or call 405.606.6328 or toll-free at 877.677.6328.

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What is your car worth? Click here.

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Use our convenient auto loan calculator to determine what you payment will be.

* By selecting the calculator, you will be directed to the Home & Family Finance website. To determine what your car is worth, you will be directed to the NADA website.

Todays Rates

Fixed Rate Secured Loans

Local Category     APR*
Titanium                  4.95%
Platinum                  5.65%
Gold                       7.750%
Silver                     9.500%
Bronze                   13.750%
Copper                  14.750%

Fixed Rate Signature Loans
Titanium                 8.25%
Platinum                 9.25%
Gold                     10.75%
Silver                    13.25%
Bronze                  15.25%
Copper                 17.25%

Special Loans

Money on Deposit
36 month             4.875%
48 month            5.125%
60 month             5.750%

Pay Day Loan     16%

Overdraft            15.5%
Protection (Checking)