Don’t worry. We’ve got you covered. If you ever run short on cash or make a mistake in your checking account, OECU offers several options to save you from the inconvenience and embarrassment of having your transaction declined.
Your Overdraft Protection will vary based on your needs and how you want to use it.
If you run out of money in your checking it will automatically pull from your savings. It’s easy, it’s convenient and it only costs $1 per transaction.
A line of credit allows you to borrow what you need up to the credit limit, when you need it and automatically cover any overdrafts.
APPLY ONLINE for a Line of Credit
Courtesy Pay* covers checks and pre-authorized payments. If you choose to opt in, Courtesy Pay will also cover everyday debit card and ATM transactions. Courtesy Pay limits vary based on account type.
CONTACT US if you have questions about Courtesy Pay*
You’re going to love how easy it is to get pre-approved for an auto loan at OECU. Some people even say we make it too easy to get an auto loan.
Why do our members love being part of OECU? Find out below.
OECU is a bright spot in our community. They are more than just a business and I'm proud to say we've found our bank home.
– Shelby F.
OECU has also shown me the way to financial security, by having the best rates, great supportive staff, well designed and easy to use website and financial education.
– Lucinda A.
I have been with OECU for over 10 years now and I have had such wonderful service! I feel like I am a part of a family with OECU, as they go above and beyond to make sure I am taken care of.
– Jennifer B.
The quality of personnel at OECU cannot be beat. Oklahoma style attitude with every single call or visit at the superb level of customer service for the ultimate banking experience.
– Brigette G.