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Guaranteed Asset Protection

Cars depreciate by thousands of dollars as soon as you drive them off the lot. If you're not putting down a significant down payment you should seriously consider getting GAP coverage on your loan.

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Cars depreciate by thousands of dollars as soon as you drive them off the lot. If you're not putting down a significant down payment you should seriously consider getting GAP coverage on your loan. CONTACT US

A few bucks a month could save you thousands

Did you know that if you owe more than what your insurance company pays if your car is totaled or stolen you're still responsible for that remaining balance? That means you could still be making a car payment for a car that's long gone.


FOR PEOPLE, NOT PROFIT

FOR PEOPLE, NOT PROFIT

The mortgage crisis taught us that you want to work with a lender who puts people first, not profits. Our team of home loan experts are happy to help.

REVIEW YOUR HOME LOAN OPTIONS
30 YR HOME LOAN
At 4.003% APR your monthly payment could be
$478
$717
$956
FIND YOUR PAYMENT
Happy To Help Stories

Why do our members love being part of OECU? Find out below.

  • Kyle B.

    OECU worked with me and got me pre-approved to help me buy a car. It was the easiest car buying experience ever!

    – Kyle B.

  • Jennifer B.

    OECU has helped me consolidate a few cards with our vehicles so we could pay off a few credit cards, a tremendous help!

    – Jennifer B.

  • Melissa J.

    You have given me the lowest rates on two car loans. Now, I can use that money to do things with my kids!

    – Melissa J.

  • Diana L.

    OECU approved me for a better car loan than my previous bank and at a great rate, too. I can actually feel comfortable paying for something I like and wanted!

    – Diana L.

  • Kathy S.

    OECU helped me by refinancing my truck so that I could get cheaper payments and a lower interest rate.

    – Kathy S.

  • Mary G.

    OECU gave me a chance to improve my credit score all while giving me a great low, low interest rate on my car.

    – Mary G.