Experience a better way to pay
Repaying student loans isn’t anyone’s favorite task. And it’s possible you could have numerous loans with varying interest rates from different lenders, meaning you have to make multiple payments. Our Student Choice Consolidation Solution has the features you need, including:
- Zero origination or prepayment fees
- No application fees
- Flexible repayment options
- Easy online application and instant approval
- Call center and application support
- A loan from a local, not-for profit lender that you can trust for years to come
Simplify your life, amplify your funds
By consolidating your student loans, you could potentially lower your rate. Featuring a competitive interest rate and zero origination fees, our consolidation loan can help you simplify your life while amplifying your funds.
- Extremely competitive rates
- No prepayment penalty
- Choose from 5, 10, and 15 year terms
- Receive a 0.25% discount on your rate for optional enrollment in automatic electronic payments.
Find out if you're eligible for a student loan
OECU can consolidate student loans for college graduates who are:
- U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school*
- In repayment or grace on one or more outstanding private or federal student loans
- Able to meet credit qualifications*
- Eligible for credit union membership*
You may be a good candidate if:
Check eligible schools
- You're paying a high interest rate on your loans
- You have multiple private student loans and/or higher rate federal loans
- You have a good credit history or a strong co-signer
Transparency is important to us. Our fine print is actually the same size as anything else we talk about.
Have questions? Check our FAQs
- Approved schools subject to change.
- A cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate.
- You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded.
- By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.
- See disclosures for more details.