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Undergraduate

When financial aid isn't enough, we're here to fill the gap. Our Student Choice Private Lending Solution provides the additional funds you need and features you want from a local lender you can trust.

Apply Now
When financial aid isn't enough, we're here to fill the gap. Our Student Choice Private Lending Solution provides the additional funds you need and features you want from a local lender you can trust. Apply Now

Investing in your future

It’s your future, invest in it the smart way. When you've exhausted all scholarships, grants and federal loans, our Student Choice Private Lending Solution is here to help. Finance your education with OECU and benefit from competitive interest rates, flexible repayment options and 24/7 support.


FOR PEOPLE, NOT PROFIT

FOR PEOPLE, NOT PROFIT

The mortgage crisis taught us that you want to work with a lender who puts people first, not profits. Our team of home loan experts are happy to help.

REVIEW YOUR HOME LOAN OPTIONS
30 YR HOME LOAN
At 4.003% APR your monthly payment could be
$478
$717
$956
FIND YOUR PAYMENT
Happy To Help Stories

Why do our members love being part of OECU? Find out below.

  • Essie J.

    When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

    – Essie J.

  • Callis H

    OECU gave me the second chance I needed to reestablish my finances and build a positive credit history for my future.

    – Callis H.

  • ​Lynda M

    Most finance companies won't consider giving a loan to a young adult. OECU taught my son about building credit and the responsibility of having a loan.

    – Lynda M.

  • Veronica T

    We have been able to reduce our debt and rebuild our savings and credit history from the workshops offered by OECU.

    – Veronica T.

  • Devon M

    OECU has always offered great rates on things like car loans to my family, even when we've not had the best credit.

    – Devon M.

  • Mara S

    We were able to open two accounts and take out a small loan to begin rebuilding our credit after my husband’s cancer. They don't care as much about your past as what they can do to help you now.

    – Mara S.