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Student Loan Rates

Paying for your college education can be overwhelming. Our student loan rates can help you get a better deal from a local not-for-profit institution you can trust. 

Apply Online
Paying for your college education can be overwhelming. Our student loan rates can help you get a better deal from a local not-for-profit institution you can trust.  Apply Online

A better way to pay for college

A college education can open doors to job opportunities, but it also comes with a hefty price tag. Our Student Choice education solution provides you a better way to pay for college with your best interests in mind. Check out today's rates.







Take a look at our Undergraduate and Graduate Business rate examples to see what your monthly student loan payment could be:
Type APR* as low as Monthly Payment+ Loan Amount
Undergraduate 6.25% $216.87 $20,000
Graduate Business 6.25% $216.87 $20,000

*Annual Percentage Rate. Rates are variable, not guaranteed and subject to change. Quoted rates are for our best qualified applicants. See additional disclosure for more information. +Based rate and loan amount shown, financed for 126 months.
 

Take a look at our Consolidation rate examples to see what your monthly student loan payment could be:
Type APR* as low as Monthly Payment+ Loan Amount
5-Year Refinance 4.25% $370.60 $20,000
10-Year Refinance 5.50% $217.06 $20,000
15-Year Refinance 6.00% $168.78 $20,000
*Annual Percentage Rate. Rates are variable, not guaranteed and subject to change. Quoted rates are for our best qualified applicants. See additional disclosure for more information. +Based rate and loan amount as shown.

Important:  Please remember that federal loans do offer certain benefits and protections that do not transfer to a private loan. By refinancing your federal student loans to a private loan you will lose any federal benefits that may apply to you. Please review this important disclosure for more information.
TIME FOR A NEW RIDE?

TIME FOR A NEW RIDE?

You’re going to love how easy it is to get pre-approved for an auto loan at OECU. Some people even say we make it too easy to get an auto loan.

LEARN MORE ABOUT AUTO LOANS
Your Payment
With a $20,000 car, your auto loan payment could be
$445
$362
$295
FIND YOUR PAYMENT

*Annual Percentage Rate.

Happy To Help Stories

Why do our members love being part of OECU? Find out below.

  • Samantha M.

    Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

    – Samantha M.

  • Jennifer F.

    OECU has helped me by allowing me to condense our debts down with low interest rates so that I could free up my budget.

    – Jennifer F.

  • Candice W.

    OECU has been so great and has always worked hard to get us the loans we need, when it seemed impossible you made it possible! Thank you so much for years of satisfaction.

    – Candice W.

  • Lynda M.

    Most finance companies won't even consider giving a loan to a young adult. But with OECU, you have taught my son about building credit and the responsibility of having a loan.

    – Lynda M.

  • Jerry S.

    I have had several instances over the years which OECU has helped get through a financial pinch. The most recent situation was not a need but a want. OECU allowed us to borrow the funds to take a dream vacation!

    – Jerry S.

  • Essie J.

    When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

    – Essie J.