Auto Loans and Information

Simple Processing

Online, over the phone, or in person—it’s up to you. OECU generally needs about 15 minutes of your time. You'll be surprised how easy it is!

Great Rates

OECU is not-for-profit. That means there is plenty of savings to pass onto you. Your monthly auto loan payment could be...

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Refinances

Not looking to buy a different car? OECU may be able to lower the payment, rate, or term on your existing vehicle. Last year we saved the average person over $450 per year on auto loan payments!

Pre-Approvals

By getting pre-approved, you’ll know your payment at each price point and determine the right price range for you. Then you can just focus on finding the right car, for the right price and not worry about financing.

Financing at Auto Dealerships

You can finance with OECU through over 100 franchised dealerships in Oklahoma. Just tell the finance department that you want to go through Oklahoma Employees Credit Union and they’ll take care of the rest. 

Fresh Start Auto Loans

We understand that life takes many twists and turns. At OECU you are more than just a credit score.  We have auto loans for all credit situations. The Fresh Start Auto Loan is designed to help people save money on their auto loan by offering a great rate to people with credit scores of 599 or less. Even if your credit score isn't perfect, you have options.
 

*Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OECU loans. Max term 75 months. Estimated payment $14.41 per $1,000 borrowed for 75 months.**Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OECU loans. Max term 84 months; estimated payment $13.21 per $1,000 borrowed for 84 months

What others are saying about us

"OECU has helped me get rid of a car payment that I was upside down and paying a 14% interest on. OECU approved me for a way better car loan and at a great rate. I can actually feel comfortable paying for something I do like and wanted!"

-Diana, Member since 2011

"I have been a member of OECU for over 16 years.  In those 16 years, I have financed three cars, and multiple signature loans.  This has allowed me to be the proud owner of vehicles, take a vacation to Hawaii, and now assist in the motherhood and raising of 5 children. Thank you for being a wonderful blessing in our life."

-MaRanda, Member since 1997

"OECU treated me with respect and offered me an opportunity to obtain credit when most banks turned me away. I have financed three cars, two personal loans, and have a credit card from OECU.  There is nothing more to say about this credit union except for give them Kudos. Thank you OECU."

-James, Member since 2010