What is GAP? 

What does GAP stand for?

Guaranteed Asset Protection

When would I need GAP?

If your vehicle is totaled or stolen, the amount that your insurance is paying you could be significantly less than what you owe. GAP will cover the remaining balance on your loan after insurance pays their part. 

Can I buy this same type of coverage through my dealer?

Absolutely! If you buy from the dealership the price will vary but at OECU we have a flat fee.

How do I pay for GAP coverage?

GAP can either be financed through your loan or the amount can be paid in full up front. 

Is there any restrictions for GAP coverage?

GAP has no model, mileage or year restrictions.