Who is OECU?


Business Deposit Accounts

Business Checking

  • No Monthly Fee+
  • Dividends tiered based on account balance
  • Free Online and Mobile Banking
  • Free Debit Card
  • Free Electronic Statements
  • Free Check Images
  • Overdraft Protection^
  • Bill Pay for $5.95 per month for inactivity
  • 100 free transactions* per month
  • Only $.20 for each transaction 101-250
  • Only $.40 for each transaction beyond 251
  • Low $500 minimum opening balance

Business Share Account

  • Only $500 minimum opening deposit
  • Dividends tiered based on account balance

Business Certificate Account

  • Competitive dividend rates
  • Terms from 6 to 60 months



+Requires average balance of over $500 or a $10 monthly fee will apply.*Transactions are defined as a deposit or withdrawal, checks cleared, checks deposited, ATM deposit or withdrawal or debit card transaction. (ACH debit or credit and Internal transfers are not included in transactions). ^Overdraft Protection available through your business savings account.

To learn more about our business deposit accounts, contact us or visit one of our branches.


“I like keeping my money local because
I am a local business owner and know the
importance of supporting my community
and local economy. I enjoy a family
atmosphere at OECU, always get a
person when I call and I’m treated with
respect every time.”

-Valerie Riley, Owner
The Riley Group
member since 2011