Overdraft Protection

Don’t worry. We’ve got you covered. If you ever run short on cash or make a mistake in your checking account OECU offers several options to save you from the inconvenience and embarrassment of having your transaction declined.

Link Accounts - If you run out of money in your checking it will automatically pull from your savings. It’s easy, it’s convenient and it only costs $1 a transaction.

Line of Credit - This credit line allows you to borrow what you need (up to the credit limit), when you need it, without any hassle to automatically cover any overdrafts.

Courtesy Pay* - This service covers checks and pre-authorized payments. If you choose to opt in, Courtesy Pay will also cover everyday debit card and ATM transactions.

*Click here for Courtesy Pay Disclosure.