First and Second Mortgages
OECU offers a wide spectrum of mortgage services, including:
- Conventional & FHA Financing
- VA Loans
- First & Second Mortgages
- Fixed & Adjustable Rates
- 1-4 Family Homes & Investment Properties, including Condominiums
- Land & Construction Loans
Why get a home loan at OECU?
- Your loan is safe. We’ve been practicing the same, safe lending policies for years.
- You get the best offer up front. No gimmicks. No hidden fees.
- You save money. OECU generally has lower fees and/or rates. Over time, that adds up.
- Your loan stays with us. All the way from application to final payment.
- A person answers the phone, not a computer. Our commitment now, and always.
Jumbo Mortgage Loans
Now you have more options for your dream home.
- Home loans for amounts from $417,001 to $750,000
- Low interest rates available
- Competitive closing costs
- Requires only one appraisal
- Easy application process
*Annual Percentage Rate. Must be primary residence first mortgage. Excludes manufactured homes and homes outside Oklahoma. Max 75% loan-to-value as determined by appraisal or AVM. Min credit score 680. Payment example: $150,000 for 12 years at 3.500% equals $1,483.29 monthly, plus taxes and insurance. Limited time offer. Normal lending policies apply.