Home Loans

Additional terms and rebates may be available. Please call 405.606.1055 and ask for a Real Estate Loan Officer for details.

TypeRate as low asAPR* as low asMonthly Payment+Points
Conventional 15 year fixed rate3.375%3.599%$567.01None
Conventional 20 year fixed rate3.875%4.025%$479.53None
Conventional 30 year fixed rate4.125%4.254%$387.72None
FHA Call 405.606.1055 for rates
VACall 405.606.1055 for rates

Points are fees paid to a lender to lower your interest rate. One point typically lowers your rate 0.125%. The cost of each point is one percent of the loan amount. For example, one discount point for a $100,000 loan is $1,000. Negative points means the lender will issue you a credit for that amount.

*Annual Percentage Rate. Calculated on estimated closing fees of $975.00. The actual interest rate and fees are based upon your credit history and may be different than the rates and fees displayed here. Rates and fees are subject to change without notice. +Based on a loan amount of $80,000 and 80% Loan to Value. The payments do not include any amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater.